ADSUM offers a uniqueness in our platform that ranges from savings with cash accumulation life insurance to the financial market place. It is in identifying one’s situation, and the changing needs through times and age, we help an individual to navigate the complexities of risks for the savings.

Not an Individual?

ADSUM has a client base of small group businesses in group plans, and welcomes small group businesses to look at solutions for their business continuity, employee benefits, and creating retirement plans.

When it comes to addressing retirement savings, it is a topic not only for those at retirement age but for those just reached 18 years of age and older. There is a time factor to savings that benefits savings at an earlier age. In managing one’s savings or investments, we address impact on taxes and healthcare costs, local and global economies.

Our Team

ADSUM has trusting partners and in working as a team, has a comprehensive understanding when needs such as taxation and RMD (Requirement Minimum Distribution), social security income, real estate assets and transferring as strategies, attorneys for Trust and asset transfers, Medicaid spend down, and services that can help solve retirement issues.